One Vision Housing Start Universal Credit Help Hub

To help people to learn more about the introduction of Universal Credit, One Vision Housing have launched the OVH Help Hub.

Universal Credit (UC) is a single monthly payment for people in or out of work on low income. From this month (October), if you live in Sefton, are of working age and make a change to claiming one of the six legacy benefits, you will be ‘migrated’ to Universal Credit.

‘Responding to Universal Credit in Sefton’ Stakeholder Event at Linacre Mission (1.30pm-5pm, Monday 24th July 2017)

Sefton CVS, Sefotn Council, One Vision Housing and Job Centre Plus invite you to next week’s ‘Responding to Universal Credit in Sefton’ Stakeholder Event at Linacre Methodist Mission, 1.30pm-5pm.

 ‘Responding to Universal Credit in Sefton’ Stakeholder Event

Monday 24th July 1.30pm-5pm 2017
Linacre Methodist Mission
119A Linacre Rd, Bootle, Liverpool L21 8NS

This will be an opportunity to listen to presentations and participate in a number of workshops around the changes to universal credit, and find out more about local partnership working on the Welfare Reform and Anti-Poverty (WRAP) agenda.

Click here to download the agenda for more infromation

Places are strictly limited and individuals must book in advance by emailing Alternatively, please complete the short form below:



One Vision Housing (OVH): Christmas Advice from Local Housing Associations

Christmas can be a fun and magical time, but it can be extremely expensive too. The average family spends around £800*, most of which is spent on food, drink, cards and decorations. Last year, National Debtline received 61% more phone calls from people asking for advice after overspending.

We want you to enjoy Christmas without falling into money troubles. If you are worried about money, or have overspent already, there is still time to get yourself back on track. One Vision Housing has joined up with other Merseyside housing associations to give you some tips to help you through the festive period.

*News article by the Money Advice Trust’s National Debtline

Worried about your bills this month?

It’s easy to get carried away over the festive season, but don’t neglect your rent and bill payments, you don’t want to start 2017 in debt.

If you are worried about paying your rent during the next couple of weeks, talk to your landlord so that they can help you. There’s no point burying your head until the New Year.

Contact us to discuss your concerns:
Tel: 0300 365 1111


Top tips to avoid over-spending this Christmas…

  1. Make a list, and check it twice – buying on impulse can be dangerously expensive.
  2. Time your heating, so it’s only on when you are at home.
  3. Turn down the heating while you cook Christmas dinner, the excess heat from the kitchen will help to warm surrounding areas.
  4. Make your own Christmas cards – it’s a great way to spend time with your family, gives a personalised greeting, and can save you money.
  5. When decorating your Christmas tree and house, switch to LED Christmas lights to reduce your energy consumption by up to 90%.
  6. Turn your fairy lights off when you leave the house or go to bed, this will save on your bills and reduce the risk of fire.
  7. Watch out for illegal money lenders or loan sharks. They seem friendly at first, but are bound to bite you back. Talk to your housing association if you have concerns about this.
  8. It’s not too late to switch – compare your energy tariffs and prepare to switch provider to save £££. Find out more about switching here.
  9. Give an IOU – If you’re planning a large purchase like a TV or games console, consider waiting for the January sales. Instead give a nicely-wrapped IOU, telling them you’re waiting for the sales.
  10. You can find more Christmas money tips from National Debtline and com


If you have money worries, or are concerned about debt, you can talk to a number of organisations who can provide free confidential advice and support:

Jubilee Debt Advice – 0151 546 0470

National Debtline – 0808 808 4000

Citizens Advice – 03444 111 444

Illegal Money Lending Team0300 555 2222 –

Liverpool Council Benefits Advice

Click here to find your local Foodbank

You can also find advice and information on the One Vision Housing website here.


The ‘Merseyside Housing Associations Working Together’ group was formed following the introduction of Welfare Reform, as a collaborative effort to support customers through the changes imposed.

Members of the Group are: Crosby Housing Association, Halton Housing Trust, Helena Partnerships, Knowsley Housing Trust (First Ark Group), Liverpool Mutual Homes, One Vision Housing, Magenta Living, Plus Dane Group, Regenda Group, Riverside, SLH Group, Steve Biko Housing Association, Symphony Housing Group (BBCHA, Cobalt Housing, Liverpool Housing Trust), Pine Court housing Association, Wirral Methodist Housing Association and Your Housing Group.